利率 (lì lǜ): 이자율
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단어 정보
- 병음
- 의미
- 이자율
- 글자 수
- 2
- 품사
- noun
- HSK 레벨
- HSK 7
전체 정의
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- 이자율
중국어 설명
- 一定时期内利息与本金的比率,通常用百分比表示。它是银行等金融机构吸收存款、发放贷款时计算利息的依据,也影响人们的储蓄和投资。利率升高时,存款收益增加,贷款成本也增加
- 利率降低时则相反。
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예문
The bank recently raised its deposit interest rate, so many elderly people took their spare cash out of their homes and put it into fixed-term accounts.
If you plan to take out a mortgage to buy a house, you must compare interest rates at different banks, because even a difference of a few tenths of a percentage point can mean tens of thousands in total interest over thirty years.
As soon as the central bank announced it was lowering interest rates, the stock market rose that same day, because borrowing costs for companies fell and investors became more confident about future profits.
Credit card interest rates are usually much higher than those on ordinary loans, so unless absolutely necessary, try not to pay only the minimum amount, or your debt will snowball.
The company's financial manager pays attention to changes in market interest rates every day in order to decide when issuing bonds would be most cost-effective.
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