活期 (huó qī): (банковский) текущий (счет)

This card of mine is a current account, so I can withdraw money anytime, but the interest is very low.

If you're not sure when you'll need the money, just open a current account.

The interest rate for a fixed deposit is much higher than for a current account, so I decided to make a fixed deposit.

He transferred all the current account savings in his salary card into a fixed deposit, hoping to earn more interest.

The bank clerk advised me: keep money for daily expenses in a current account, and put money you don't need for now into a fixed deposit.