信贷 (xìn dài): credit; borrowed money

Because this small company had a good credit record, it smoothly obtained 500,000 yuan in credit support from the bank to purchase new equipment.

When applying for housing credit, consumers need to provide the bank with documents such as proof of income and identification.

Due to the economic downturn, many enterprises find it difficult to repay their credit on time, leading to a rise in banks' non-performing loan ratios.

He uses the interest-free period of his credit card for short-term credit consumption, but reminds himself to repay on time so as not to affect his personal credit.

The central bank influences the scale of credit in the market by adjusting interest rates, thereby controlling inflation.