抵押 (dǐ yā): to provide (an asset) as security for a loan; to put up collateral

To open a small restaurant, he mortgaged his house to the bank and secured a startup loan.

She urgently needed money, so she had to pawn the gold necklace from her wedding at a pawnshop for a few thousand yuan in cash.

This startup has no fixed assets to use as collateral, so it is very difficult to get a loan from a traditional bank.

He used his car as collateral to borrow fifty thousand yuan from a friend, promising to pay it back within three months.