犯愁 (fàn chóu): to worry; to be anxious

At the end of every month, Li Ming starts to worry because rent, utility bills, and various expenses all need to be paid, yet his salary is always insufficient.

The doctor told him that the surgery was high-risk, but without it, his condition would worsen. Sitting in the hospital corridor, he worried about whether to sign the consent form.

Graduation is approaching and Wang Fang still has no job lined up. She worries all day, unsure whether to go back to her hometown to take the civil service exam or stay in the big city to keep job hunting.