透支 (tòu zhī): (ธนาคาร) เพื่อเบิกเกินบัญชี

He bought a new phone this month and treated his friends to several meals, so his bank card was overdrawn and he couldn't even pay his rent.

If you always overdraw your credit card, the bank will charge high interest, and your credit record will be affected too.

In order to pay the surgery fee on time, he had no choice but to overdraw his account and get through the immediate crisis first.

The company's expenses were too high this month, and the account is already overdrawn; the finance manager is trying to apply for a bank loan.