拖欠 (tuō qiàn): trong nợ nần

The company has already been three months in arrears on its employees' wages, and everyone is very anxious.

Because he was in arrears on his rent, he was evicted by the landlord.

The bank reminded him that if he continues to be in arrears on his loan, it will affect his credit record.

This supplier is often in arrears on payments for goods, and many partners are no longer willing to do business with him.

Because the client is in arrears on the project payment, our company is having difficulty with cash flow.